FAQs
Find answers to common questions about our Montana business financial planning services.
What is a fee-only Business Guide?
A fee-only Business Guide is paid only by you—not by commissions or third-party incentives. This means you get unbiased, conflict-free advice focused on your best interests and long-term financial success.
Who do you typically work with?
We work with Montana small business owners seeking expert financial planning, business growth, and exit strategies. Our clients want to align business goals with personal wealth and value modern, customized strategies for their unique needs.
How is Intrepid Financial Services different from traditional financial advisors?
Intrepid Financial Services delivers personalized, fee-only advice for Montana business owners—no one-size-fits-all plans. We align your business and personal goals, use the latest technology, and offer flexible, modern strategies. Our focus is on empowering you to grow, exit, and build wealth—not just maintain the status quo.
Do you work with clients outside of Montana?
Yes, we serve business owners nationwide. With secure virtual meetings and digital tools, you can access expert financial planning and business advice from anywhere in the U.S.—all from your home or office.
How often will we meet to review my financial plan?
Meeting frequency is tailored to your needs. Most clients get quarterly reviews, plus extra check-ins after major business or life changes—so your financial plan always matches your evolving goals.
What kind of documents will you need to prepare my financial plan?
To build your financial plan, we’ll ask for tax returns, bank and investment statements, retirement plan summaries, business financials, and details on your income, expenses, and insurance. These documents give us a complete picture to create your personalized strategy.
Do you offer ongoing financial planning or only one-time plans?
We offer both! Choose a one-time comprehensive financial plan and business assessment, or opt for ongoing financial planning and implementation. Our ongoing service gives you continuous support and adapts as your business and life change.
How do you align my business goals with my personal financial goals?
We believe your business and personal financial goals should work together. By understanding both, we create a plan that connects your business growth to your personal wealth—so every business decision supports your total financial well-being.
What kind of financial planning do you offer for small business owners?
For small business owners, we offer a full range of financial planning services, including business financial assessments, retirement planning solutions like Solo 401(k)s and SEP IRAs, tax optimization strategies, cash flow management, and wealth-building strategies that align with both your business and personal goals.
Do you offer retirement planning solutions for business owners and their employees?
Yes, we offer retirement planning for business owners and teams—Solo 401(k)s, SEP IRAs, Traditional and Roth IRAs, and full 401(k) plans. Our solutions are tailored to help both owners and employees reach their retirement goals with confidence.
Can you help with business structuring and incorporation advice?
Absolutely! We guide you through business structuring—LLC, S-Corp, or other entities—to match your goals. Our advice ensures your setup is tax-efficient, protects liability, and aligns your business structure with your financial strategy.
What’s the benefit of having a financial advisor who understands business finance?
A financial advisor with business expertise gives you holistic guidance for both your company and personal finances. You get smarter cash flow management, tax strategies, and wealth-building plans—helping you reach your business and personal financial goals faster and more efficiently.
Do you have a minimum asset requirement to work with you?
No, there’s no minimum asset requirement. We believe every business owner deserves expert financial advice—our goal is to help you grow your net worth, no matter your starting point or current assets.
What should I expect during our initial consultation?
In your free initial consultation, we’ll discuss your business and financial goals, challenges, and what you want to achieve. We’ll review your current situation, explain how our services work, and see if we’re the right fit—no pressure, just expert guidance.
How long does the financial planning process typically take?
Most financial plans take about two to three months, depending on your needs and how quickly we get your info. This ensures your plan is thorough, personalized, and built for your unique business and financial goals.
Do you offer virtual meetings or in-person consultations?
We offer both virtual and in-person consultations—your choice. If you’re outside Montana or prefer remote meetings, we’re fully equipped for secure, convenient virtual sessions, so you get expert financial guidance wherever you are.
Ready to Grow with Purpose?
Let’s create a plan to take your business to the next level, and build value every step of the way.